Affirm Financing
Choose 3, 6, or 12 monthly payments
For example, a $700 purchase might cost $63.25/mo over 12 months at
15% APR.
When inspiration strikes, say yes with confidence—knowing you'll never pay more than the amount disclosed up front.
Buying with Affirm is simple
1. Fill your cart
When you’re done shopping,
select Affirm at checkout.
2. Complete your purchase
Enter a few pieces of info for a
real-time decision.
3. Pay over time
Choose 3, 6, or 12 monthly payments
at affirm.com or in the Affirm app.
Just select Affirm at checkout
Say yes with confidence
When you buy with Affirm, you always know exactly what you'll owe and when
you'll be done paying. You’ll never pay a hidden fee—or any fee, for that
matter.
Transparent
With Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees.
Simple
It only takes a moment, and checking your eligibility won’t affect your credit
score.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Payment options are offered by Affirm, are subject to an eligibility check, and
may not be available in all states. California residents: Affirm Loan Services,
LLC is licensed by the Department of Business Oversight. Loans are made or
arranged pursuant to California Financing Law license. 60DBO-111681.
FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS
or Android. Affirm will send you email and text reminders before payments are
due.
Does checking my eligibility affect my credit score?
No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return
process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?